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State Farm® Insurance Agent Theresa Heitter

2048 Limestone Road
Wilmington, DE 19808

In between Wawa and Limestone Barbeque on Limestone Road

Profile photo of a State Farm Agent named: Theresa Heitter

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Office Info

Office Hours

9am - 5:30pm
After Hours by Appointment
Call us 24 hours a day!


2048 Limestone Road
Wilmington, DE 19808



I believe in treating my customers like they’re part of my family. They know I’ll always be there for them, helping to protect the people and things that matter most. That’s really what this business is all about! As a State Farm agent, I work closely with my neighbors here in Wilmington and across Delaware, including Sussex County, Newark, New Castle, Elsmere, Middletown, Pike Creek, Hockessin, Stanton, Newport and Bear on all their insurance and financial services.

I’ve been part of the State Farm family since 1996. I spent almost a decade in claims and compliance, which taught me a lot about what people want and need from their insurance agent. I realized my calling was in building real relationships with people to help them handle life’s unexpected moments, and I opened my own agency in 2005. I love working directly with my customers on plans that fit their lives, and my friendly, professional team is always available to answer questions and offer support.

I’m a born-and-raised Delawarean, and love being part of the Wilmington community. I am passionate about supporting my neighbors through organizations like Kids in Distress, Habitat for Humanity and Operation Warm, and I’m also active with the local schools. Outside the office, I love spending time with my wonderful husband and our daughter, playing pickle ball and paddle boarding in the bay. You can also find us out walking our bulldog, Maxwell!

My office is here to help with everything from auto insurance, home insurance and life insurance to property, business and health insurance. Let’s work together today—give me a call or stop by for a free quote!

Insurance Products Offered

Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health, Pet

Other Products

Banking, Mutual Funds, Annuities, Home Loans

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It is our daily mission through Remarkable service to help you manage the risks of everyday life by assisting you in the development and management of a personalized insurance program that meets your needs and budget.

Licensed in Delaware and Pennsylvania, we want to help you with all your Automobile, Homeowners, Renters, Life and Business insurance needs and more. We are here for you when you need us most.

Our licensed and dedicated team is always ready to support with Remarkable service. Whether you need a free quote, risk review, or just a good chat. We are here for you!

Brandon Ball State Farm Agent Team Member

Brandon Ball

Insurance Account Representative

You probably know him as Brandon. He has worked for Theresa's office for over 15 years providing Remarkable service in all things insurance. Brandon is a true pet advocate, who volunteers at various shelters and organizations that support animal welfare. Between fostering and his own pets, he is currently caring for around 11 animals. In his free time, Brandon loves to travel and is always dreaming of his next destination.


Melissa Oberholzer

Account Associate

Melissa is a native Delawarean, who has been associated with State Farm for over 25 years. During her tenure, she has developed a wealth of insurance knowledge, that she leverages to assist our customers every day. Melissa enjoys helping others in and out of the office and volunteers at the local theater and for numerous other organizational events throughout the year. When not serving others, she enjoys getting away to her favorite spots in Ocean City, NJ for a little R&R.


Carol O'Neill

Carol is licensed in Auto, Fire, Life and Health Insurance in Delaware, Maryland and Pennsylvania! Born and raised in Bloomsburg, PA, she has worked in insurance since 2002. Carol currently lives in the small village of Mifflinville, PA. When she’s not at our office, she enjoys spending time with her family. Carol has also owned a successful embroidery and sewing business since 2017! Stop by our State Farm office, and she’ll be more than happy to help with your insurance needs!

Our Agency

We are an established, growth-oriented agency with a team of highly motivated individuals. If you want to work in an environment that is fun, challenging, and rewarding, then Theresa Heitter - State Farm Agent may be the right fit for you!

  • Our mission is to help people manage the risks of everyday life, recover from the unexpected and realize their dreams.
  • Our office is located in 2048 Limestone Road Wilmington, DE .
  • I am a proud graduate of University of Delaware.
  • Our agency has received awards including: Ambassador Travel, Legion of Honor, Senior Vice President's Club, Silver Scroll, and Bronze Tablet
  • Additional languages spoken: Spanish

Learn more about our agency and the career opportunities with us.
Available Positions
Please Note: This opportunity is about potential employment with an independent contractor agent who solicits applications for State Farm products and services, and does NOT result in employment with any of the State Farm Insurance Companies. The employment selection decision , terms and conditions of employment (such as compensation and benefits) are all determined solely by the independent contractor agent.